kkjili slot login app In a startling turn of events, a bar owner was rushed to the hospital after being stabbed in a violent altercation at his establishment. Emergency medical personnel quickly sprang into action to stabilize the injured man and begin the life-saving treatment. However, what they failed to notice in the chaos of the moment was the tip of the knife that had been left lodged in his side.The days are getting longer, and movie marathons of A Christmas Story have begun. That can mean only one thing: You have just a few weeks to boost your retirement savings, lower your taxes and get the most out of your health insurance before 2024 becomes a memory. Boost your retirement savings Top off retirement plans. If you claim the standard deduction — and these days, the majority of taxpayers do — you have a limited number of tax breaks available to you, so don’t overlook one of the most effective ways to lower your 2024 tax bill. Contributing to a traditional 401(k) or other employer-provided retirement plan will reduce your taxable income and enhance your retirement security. You have until the end of the year to contribute up to $23,000 to your 401(k) for 2024 if you’re younger than 50. You can put in an extra $7,500 if you’re 50 or older by the end of 2024, for a total of $30,500. You have until the April 2025 deadline to file your tax return to contribute as much as $7,000, or $8,000 if you’re 50 or older, to a traditional IRA or Roth IRA for 2024. Contributions to a traditional IRA are deductible if you’re not covered by an employer-provided plan or your earnings fall below specific thresholds. Contributions to a Roth IRA aren’t deductible, but if you’re 591⁄2 or older and have owned a Roth for at least five years, withdrawals are tax-free. Subscribe to Kiplinger’s Personal Finance Be a smarter, better informed investor. Sign up for Kiplinger’s Free E-Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. If you work for yourself and have no employees (other than your spouse), you can save a significant amount of money in a solo 401(k) . These plans allow you to make an employee contribution up to the standard 401(k) maximum as well as an employer contribution of up to 20% of your net self-employment income, for a combined total of no more than $69,000, or $76,500 if you’re 50 or older, for 2024. You must establish the solo 401(k) and indicate that you plan to make an employee deferral by the end of 2024. But if you’re a sole proprietor, you have until the April 2025 tax-filing deadline to make both employee and employer contributions to your account. Another option is a SEP IRA , which is generally less expensive and easier to set up than a solo 401(k). You can contribute as much as 20% of your net self-employment income to a SEP IRA, with a $69,000 limit for 2024. You have until the April 2025 tax-filing deadline to establish and fund your SEP for 2024. A SEP IRA is a good option if you have a side gig because you can contribute to both a SEP and your employer’s 401(k) plan. Take RMDs. If you turned 73 in 2024, the deadline to take the first required minimum distribution from your traditional IRAs is April 1, 2025. Otherwise, you must take this year’s RMD by December 31, 2024. (Note that if you delay your first distribution until 2025, you will end up taking two RMDs in 2025, which could lift you into a higher tax bracket for that year.) The law known as SECURE 2.0 Act , enacted in late 2022, lowered the penalty for missed withdrawals from 50% of the amount you should have withdrawn to 25% (or 10% if you correct the missed withdrawal in a timely manner). Still, that’s a significant chunk of your nest egg, so it’s important to get it right the first time. To calculate your RMD , divide your year-end account balance from the previous year by the IRS life expectancy factor based on your birthday in the current year. Your plan provider (or providers) should calculate RMDs for you, or you can use the IRS worksheets . If you don’t need the money and are charitably inclined, you can reduce taxes on your RMDs by making a qualified charitable distribution before year-end. QCDs allow individuals who are 701⁄2 or older to contribute directly from their IRA to a qualified charity, potentially satisfying all or part of their RMDs. In 2024, you can transfer up to $105,000 with a QCD. The contribution isn’t deductible, but the distribution will count toward your RMD and will be excluded from your taxable income. For the donation to count as a QCD, the money must be transferred directly from your IRA to charity. Most IRA custodians will require you to fill out a form requesting the charitable payout. The custodian will then either send a check directly to the charity or make a check out to the charity and send it to you to mail to the organization. In either circumstance, get a receipt from the charity to substantiate the donation. Don’t wait until the last minute to do a QCD, because it can take time for the money to go from the IRA to the charity, and the charity must receive the money by December 31 for your contribution to count for 2024. Lower your taxes Round up deductible expenses. In 2024, the standard deduction is $14,600 for singles or $29,200 for married couples who file jointly. That means the majority of taxpayers will claim the standard deduction on their 2024 tax return. But if you’re within shouting range of itemizing, you can lower your tax bill by bunching deductible expenses before year-end. A common way to increase deductions is donating to charity, so if you contribute the same amount every year, consider doubling your donations this year and skipping next year. If your municipality allows you to pay your tax bill early and you haven’t already paid $10,000 in state and local taxes — the maximum you can deduct in 2024 — pay your tax bill due in January in December so you can deduct it from your 2024 taxes. Finally, if you had major surgery or a chronic medical condition in 2024, you may be eligible to deduct a portion of your out-of-pocket expenses. This deduction is limited to unreimbursed medical expenses that exceed 7.5% of your adjusted gross income, so it’s critical to keep track of all eligible expenses that insurance didn’t cover. Consider scheduling discretionary medical or dental procedures and appointments before year-end to increase your deductible expenses. Take advantage of tax breaks for non-itemizers. Some money-saving tax breaks are available even if you don’t itemize, but you may need to act before year-end to take advantage of them: If you’re an educator who has subsidized the cost of art supplies, whiteboards or other qualifying items for your classroom, you can deduct up to $300 of your out-of-pocket costs. You may also be eligible to claim the deduction for professional development courses if the cost wasn’t covered by your school or another source. If you’re married and your spouse is also an educator, you can deduct up to $600 of eligible classroom expenses as long as you file a joint return. The American Opportunity tax credit is worth up to $2,500 in 2024 to offset the cost of tuition and other eligible expenses incurred by students who are in their first four years of undergraduate study. If you haven’t already maxed out on eligible expenses, prepaying tuition due in January will lower your tax bill. A credit is more valuable than a deduction because it represents a dollar-for-dollar reduction in your tax bill. Joint filers qualify for the full credit if their modified adjusted gross income is $160,000 or less. Single filers get the full amount with modified AGI of $80,000 or less. The credit is gradually reduced to zero for married couples with modified AGI between $160,000 and $180,000 and for single taxpayers with modified AGI between $80,000 and $90,000. If you or someone in your household is in graduate school, you may be eligible for the Lifetime Learning tax credit . With this credit, you can claim 20% of the first $10,000 of out-of-pocket costs for college tuition, fees and books, for a total maximum credit of $2,000. Unlike the American Opportunity credit, the Lifetime Learning credit is not limited to undergraduate educational expenses. Make gifts to reduce the size of your estate. In 2024, you can give away up to $18,000 (or $36,000 as a married couple) to as many people as you’d like without filing a gift tax return. This is a smart strategy for a couple of reasons. Although the current federal estate tax exclusion is $13.61 million ($27.22 million for married couples), it will drop to about $7.5 million ($15 million for married couples) after 2025 unless Congress extends provisions from the 2017 Tax Cuts and Jobs Act . In addition, 12 states and Washington, D.C., have lower estate tax exemptions than the federal government. Oregon, for example, taxes estates valued at more than $1 million. For the gift to count toward the 2024 exemption, you must give the money away by December 31. You can give away even more money, tax-free, by making direct payments to cover a beneficiary’s medical bills or college tuition costs . There are no limits on the amount you can give as long as the payments are made directly to a medical or educational institution. Check your withholding. There’s still time to take steps to avoid a big tax bill — and possibly an underpayment penalty — when you file your 2024 tax return. Use the IRS’s Tax Withholding Estimator to determine whether you should file a new Form W-4 with your employer and increase the amount of taxes withheld from your paycheck before the end of the year. You’ll need your most recent pay stub and a copy of your 2023 tax return to help estimate your 2024 income. If it looks as though you’re going to owe money when you file your next tax return, the IRS tool will tell you how much extra withholding you should put down on line 4(c) of Form W-4 to catch you up on withholding for the year. Early next year, complete another W-4 for withholding in 2025. In general, you don’t have to worry about an underpayment penalty if you owe less than $1,000 after subtracting withholdings and credits, or if you paid at least 90% of the amount of taxes due for the current year or 100% of taxes due the previous year (whichever is smaller). Don’t buy a tax liability. Thanks to the stock market’s strong performance, you may be tempted to buy additional mutual fund shares. But before you do, make sure you don’t accidentally increase your 2024 tax bill. In December, many mutual funds pay out dividends and capital gains that have built up during the year. If you own shares on what’s known as the ex-dividend date in a taxable account, you’ll have to pay taxes on the payouts, even if you reinvest the money. If you’re planning to invest in a mutual fund, call the fund company or check its website to get the date and estimated amount of year-end distributions so you can time your purchase accordingly. The estimates are often reported as a percentage of a fund’s current share price. Harvest your losses. Because it has been a good year for the stock market, you could be sitting on a lot of winners in your taxable accounts. If you have some losers in your portfolio, consider selling them so you can use the losses to offset some of your gains. These losses can also be used to lower taxes on mutual fund capital gains distributions. You can implement this strategy at any time, but many investors harvest losses near year-end because they can more accurately estimate their capital gains for the year. Unused losses can be carried forward to future years. Get the most out of your health care Use up funds in your flexible spending account. A flexible spending account ( FSA ) allows you to use tax-free money to cover health insurance deductibles, co-payments and other out-of-pocket costs. But you generally have to use the money by December 31 — or March 15 of the following year, if your employer provides a grace period — to avoid forfeiting the unused balance. Among the items you can pay for with money in a health care FSA are medical devices such as hearing aids, blood pressure monitors and canes; over-the-counter drugs, including pain relievers, cough suppressants and allergy medicine; and prescription eyeglasses and contact lenses. See a list of eligible items at the FSA Store . Note: This item first appeared in Kiplinger Personal Finance Magazine, a monthly, trustworthy source of advice and guidance. Subscribe to help you make more money and keep more of the money you make here . Related Content Check Out This Savings Calculator 401(k) Plans: What You Need To Know Now Ten Common Estate Planning Mistakes

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Clemson left guard Trent Howard out with ACL tear for South Carolina game

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"Nezha: Birth of the Demon Child" was a groundbreaking film that captured the hearts of audiences with its innovative storytelling, stunning animation, and memorable characters. The film not only achieved critical acclaim but also became a box office sensation, grossing over 5 billion RMB in China alone. It revitalized the Chinese animation industry and set a new benchmark for success.

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JOHNSON CONTROLS ANNOUNCES QUARTERLY DIVIDENDXiaomi, the Chinese tech giant known for its smartphones and smart devices, has officially released the first images of its upcoming SUV model, marking the company's entry into the automotive industry. The images, which showcase the sleek design and advanced features of the vehicle, have generated significant buzz among fans and industry experts alike.

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Clemson left guard Trent Howard out with ACL tear for South Carolina gameUnlike scores of people who scrambled for the blockbuster drugs Ozempic and Wegovy to lose weight in recent years, Danielle Griffin had no trouble getting them. The 38-year-old information technology worker from New Mexico had a prescription. Her pharmacy had the drugs in stock. And her covered all but $25 to $50 of the monthly cost. For Griffin, the hardest part of using the new drugs wasn’t access. It was finding out that the didn’t really work for her. “I have been on Wegovy for a year and a half and have only lost 13 pounds,” said Griffin, who watches her diet, drinks plenty of water and exercises regularly. “I’ve done everything right with no success. It’s discouraging.” In clinical trials, most participants taking Wegovy or Mounjaro to treat obesity lost an average of 15% to 22% of their body weight — up to 50 pounds or more in many cases. But roughly 10% to 15% of patients in those trials were “nonresponders” who lost less than 5% of their body weight. Now that millions of people have used the drugs, several obesity experts told The Associated Press that perhaps 20% of patients — as many as 1 in 5 — may not respond well to the medications. It’s a little-known consequence of the obesity drug boom, according to doctors who caution eager patients not to expect one-size-fits-all results. “It’s all about explaining that different people have different responses,” said Dr. Fatima Cody Stanford, an obesity expert at Massachusetts General Hospital The drugs are known as GLP-1 receptor agonists because they mimic a hormone in the body known as glucagon-like peptide 1. Genetics, hormones and variability in how the brain regulates energy can all influence weight — and a person’s response to the drugs, Stanford said. Medical conditions such as sleep apnea can prevent weight loss, as can certain common medications, such as antidepressants, steroids and contraceptives. “This is a disease that stems from the brain,” said Stanford. “The dysfunction may not be the same” from patient to patient. Despite such cautions, patients are often upset when they start getting the weekly injections but the numbers on the scale barely budge. “It can be devastating,” said Dr. Katherine Saunders, an obesity expert at Weill Cornell Medicine and co-founder of the obesity treatment company FlyteHealth. “With such high expectations, there’s so much room for disappointment.” That was the case for Griffin, who has battled obesity since childhood and hoped to shed 70 pounds using Wegovy. The drug helped reduce her appetite and lowered her risk of diabetes, but she saw little change in weight. “It’s an emotional roller coaster,” she said. “You want it to work like it does for everybody else.” The medications are along with eating behavior and lifestyle changes. It’s usually clear within weeks whether someone will respond to the drugs, said Dr. Jody Dushay, an endocrine specialist at Beth Israel Deaconess Medical Center. Weight loss typically begins right away and continues as the dosage increases. For some patients, that just doesn’t happen. For others, side effects such as nausea, vomiting and diarrhea force them to halt the medications, Dushay said. In such situations, patients who were counting on the new drugs to pare pounds may think they’re out of options. “I tell them: It’s not game over,” Dushay said. Trying a different version of the new class of drugs may help. Griffin, who didn’t respond well to Wegovy, has started using Zepbound, which targets an additional hormone pathway in the body. After three months of using the drug, she has lost 7 pounds. “I’m hoping it’s slow and steady,” she said. Other people respond well to older drugs, the experts said. Changing diet, exercise, sleep and stress habits can also have profound effects. Figuring out what works typically requires a doctor trained to treat obesity, Saunders noted. “Obesity is such a complex disease that really needs to be treated very comprehensively,” she said. “If what we’re prescribing doesn’t work, we always have a backup plan.” ___ The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group. The AP is solely responsible for all content.As winter settles in, a bitter chill grips many parts of China as a cold front sweeps across the country, bringing with it heavy snowfall, plummeting temperatures, and strong winds. From the northern provinces to the southern regions, the impact of the frigid air mass is being felt, causing concern for residents and authorities alike.

Elon Musk, the renowned entrepreneur and CEO of Tesla and SpaceX, has long been a controversial figure in the public eye. Known for his innovative vision and bold ambitions, Musk has often been at the center of attention for his ambitious projects and unorthodox behavior. However, his relationship with his son, X Æ A-12, has been relatively shielded from the spotlight until now.Ulta Beauty earnings beat by $0.62, revenue topped estimatesWhile "Marvel's Avengers" has received praise for its strong narrative, engaging gameplay, and impressive visuals, it is not without its flaws. Some players have reported technical issues, such as bugs and glitches, that can detract from the overall experience. Additionally, the game's progression system has been criticized for being grindy and repetitive, leading to a sense of tedium for some players.The story of the female master's student's disappearance and subsequent rediscovery serves as a reminder of the resilience of the human spirit and the complexities of the mind. It is a testament to the power of hope and the strength of the human will to survive even the most unimaginable circumstances.

Square Enix's highly anticipated action-adventure game, "Marvel's Avengers," has finally hit the shelves, and it's already making waves in the gaming community. With an impressive score of 8 out of 10 from the respected gaming website IGN, it's clear that this title is a strong contender for the championship belt in the realm of superhero video games.